[4] On January 18, 2017, when citizen Lu Mouying received the long-awaited "Civil Ruling" for case withdrawal, she could no longer hold back her tears. At that moment, the first person she thought of was Lawyer Ye Huijuan from Guangdong Zhiming Law Firm.

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[5] Case Review

[6] On June 12, 2016, due to insufficient business funds, Lu Mouying borrowed 30,000 yuan from a financial company, with agreed interest and repayment time. After signing the loan contract and receipt, Lu Mouying received the 30,000 yuan loan in her bank account. Later, within the agreed repayment period, she repaid the principal in full via online transfer to the designated account of the financial company (the interest had already been paid upon receiving the loan).

A few months later, Guo, an employee of a financial company (who had remitted funds on behalf of the company to Lu Mouying as an individual), sued Lu Mouying for failing to repay a loan and had her only property sealed. Guo and the financial company were well aware that clients like Lu Mouying primarily used their property and personal credit to obtain bank loans or small financial company loans to temporarily address cash flow issues. Guo's lawsuit effectively restricted Lu Mouying's property, and soon after, Lu Mouying's personal credit deteriorated, making it impossible for her to secure loans.

To understand the reason and to quickly lift the property seal and restore her personal credit, Lu Mouying proactively approached Guo. After several communications, Guo and others demanded a price five times the principal, amounting to 150,000 yuan, telling Lu Mouying that payment would immediately lift the seal. If Lu Mouying had no way to get a loan, they could also help "connect" her. At this point, Lu Mouying realized that her own carelessness and negligence had left her vulnerable. Subsequently, Lu Mouying stopped negotiating with Guo and others and instead rationally chose a lawyer, seeking help from Lawyer Ye Huijuan of Guangdong Zhiming Law Firm.

Lawyer Ye Huijuan, through studying the case, keenly detected that Guo and the financial company were suspected of extortion. She then submitted key evidence, such as recordings and photos, to the judge and provided explanations. After reviewing all evidence, questioning both the plaintiff and defendant, and listening to Lawyer Ye's opinion, the judge reprimanded the plaintiff in court, telling them to stop their wrongdoing or face potential criminal liability.

Ultimately, thanks to Lawyer Ye Huijuan's meticulous observation, strong sense of justice, and outstanding professional conduct, the case successfully resolved Lu Mouying's so-called massive debt, preventing her from falling into a wrongful case and upholding the fairness of the law.